NEA

NYSUT

AFT

Credit Cards

Eligibility:

NEA members

NEA Cash Rewards Card Benefits:

·          Bonus Offer- $100 cash rewards

·          1% cash back everywhere

·          2% cash back at grocery stores

·          3% cash back on gas

**Grocery store & gas rewards apply to the first $1500 in combined purchases.  Don’t have to enroll for cash rewards

·          **If you make $500 in purchases within the first 90 days automatic $100 cash back.

·          No annual fee

·          Low intro APR

Contact:

1-888-758-7946

Code VAB87J

M-F  9am-9pm

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Eligibility:

AFT members

AFT MasterCard

Benefits:

·         No annual fee

·         24/7 US based customer service

·         100% fraud liability protection

·         Eligibility for financial hardship assistance programs:  job loss, hospital/disability relief grants

·         Rebates on phones & wireless plans from AT&T

·         Union member advocates help with any issues

·         Free budget & credit counseling

·         Scholarship program

800-522-4000 (to apply)

800-622-2580 (customer service)

www.aftcard.com

Credit Cards

Eligibility:

NEA members

NEA Credit Cash with Rewards

Benefits:

·          Choice of gift cards, travel rewards.

·          Earn 1 point for every $1 spent on purchases

·          Points are unlimited with no blackout dates on travel

·          Free admission to 150+ museums on first weekend of every month (museums in US)

Contact:

1-877-721-9398

Code:  VABYPN

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NEA

NYSUT

AFT

Credit Cards

Eligibility:

NEA members

NEA Accelerated Rewards- American Express Card

Benefits:

·         Low APR

·         Earn 1.25 points for every $1 in retail purchases

·         25% more points than standard American Express

·         Rewards Redemption starts at 2500 points

·         No blackout dates on travel

·         Choice of rewards

Cash, gift cards, travel

Contact:

1-877-721-9398

Code:  VABYPO

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Credit Cards

Eligibility:

NEA members

NEA RateSmart Card

Benefits:

·         Lowest Rate

·         No annual fee

·         $0 liability guaranteed

Contact:

1-888-758-7946

Code:  ABV7J

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NEA

NYSUT

AFT

Home Loans

Eligibility:

NEA members & family members

NEA Home Financing Program Mortgages

Benefits:

·         Offered through Wells Fargo Home Mortgage

·         $500 award card through My Mortgage Gift (when you purchase or remortgage)

·         Competitive interest rates

·         Low down payment options

·         Access to variety of home financing choices

·         Both purchase & refinancing in conventional & jumbo loan amounts including FHA new construction/renovation loans

·         Access funds through home equity

Contact:

1-800-NEA-4YOU   (M-F  8am-10pm)

NEA Home Financing Program

Home Equity Loans & Loans of Credit

1-800-NEA-4YOU

·         1-800-632-4968

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Eligibility:

AFT members & family members

Benefits:

·         Offered through Wells Fargo

·         Home buying/refinancing

·         Apply over the phone/in person

·         $500 gift card for first-time buyers (members only)

·         Unemployment, disability, and strike assistance benefits

·         $500 gift card for refinancing (members only)

Contact:

800-848-6466

www.unionplus.org/AFTmortgage

NEA

NYSUT

AFT

Financial Counseling Services

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Eligibility:

NYSUT members, spouse/domestic partner

Financial Counseling Services

Benefits:

·         Access to a team of certified Financial  Planners/Registered Investment advisors

·         Provided by Stacey Braun Associates, Inc.

·         Annual fee by Visa, Mastercard, check, money order, payroll/pension deduction

·         $260 – full service plan

·         $250 – full service plan paid by payroll/pension deduction

403(b)

·         limited plan - $185

·         $175 if payroll/pension deduction

Contact:

800-626-8101

Eligibility:

AFT members/agency payers

Save My Home Hotline

Benefits:

·         staffed by HUD trained counselors

·         free to all AFT members to discuss mortgage issues

·         Provided through nonprofit Money Management International

NEA

NYSUT

AFT

Financial Counseling

      N/A

Eligibility:

NYSUT members

ClearPoint Credit Counseling Solutions

Benefits:

·          nonprofit community service organization

·          all information shared verbally/written held in confidence

·          Credit & Budget Counseling – review of income, expenses, debt, creates a plan, provides tips on money management, financial crisis. (Available by phone, online, in person)

·          Certified Housing Counseling- HUD service counseling agency – offers pre-purchase counseling, home buyer seminars, mortgage/rental default counseling, Reverse Equity Mortgage Certification. (available by phone, online, or in person)

·          Debt Management Plans – develops plan for repayment of debt without additional loans or bankruptcy

·          Bankruptcy Counseling – provides bankruptcy prefiling budget counseling, pre-discharge financial education, **A certificate of course completion is required for bankruptcy discharge.  Fees waived for hardship

Contact:

800-479-6026

ClearPoint Credit Counseling Services

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