NEA

NYSUT

AFT

Personal Loan

Eligibility:

NEA members

NEA Personal Loan –Debt Consolidation

Benefits:

·         Fixed APR rates of 7.74% to 15.99%

·         Loan amounts from $5,000 - $25,000

·         Terms from 36 – 72 months

·         No application fee

·         No annual fee

·         No prepayment penalties

**Before beginning application you should answer “yes” to the following questions.

-I have from $5,000-$25,000 in revolving debt that I want to consolidate.

-My credit history is clear of bankruptcy.

-The First National Bank of Omaha may obtain credit reports.

Contact:

1-800-637-4636

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Personal Loan

Eligibility:

NEA members

NEA Personal Loan – Multi-PurposeLoan

Benefits:

·         Fixed APR rates of 7.74% - 14.99%

·         Loan amounts from $5,000 - $20,000

·         Terms of 24, 36, 48, and 60 months

·         No application fees

·         No annual fee

·         No prepayment penalties

Contact:

1-800-637-4636

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NEA

NYSUT

AFT

Student Loan

Eligibility:

NEA members & families

NEA Smart Option Students Loan by Sallie Mae

Benefits:

·         For undergraduate & graduate studies

·         Only for degree granting institutions

·         Borrow up to 100% of school certified education costs

·         Minimum of $1000

·         Variable rates from 5.74% - 11.85% APR

·         Exclusive Rate Reduction – rate reduced by ¼ percentage point after making 12 consecutive on-time payments

·         No origination fees

·         No prepayment penalties

Flexible Repayment Options

Defer payments until after graduation or choose in-school repayment option

·         Get a 2% Smart Reward in you Upromise account when you make scheduled monthly payments on time while in school.

·         Receive 1/4 % point interest rate reduction when you enroll in automatic debit program.

Contact:

1-866-898-5198

M-Th    8am – 9pm

F            8am – 5pm

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